Pakistan is - surprisingly - one step ahead of us in cash transfers. Their Benazir Import Support Program (BISP) for women (especially mothers) uses direct debit for monthly transfers now instead of usual postal money orders. The new system has completely eliminated the "baksheesh" that postmen used to claim before. More interestingly, the system didn't need an "Aadhar" to work successfully - raising the question of whether Aadhar is really required for such schemes in India also. Read more here.
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